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What Does Weststar Mortgage Corporation Do With Your Personal Information?
Why we share your information
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What we share
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and Credit History
- Income and Employment Information
- Assets and Credit Scores
When you are no longer our customer, we continue to share your information as described in this notice.
How we share your information
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons Weststar Mortgage Corporation chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
|Do we share?||Can you limit this sharing?|
|For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes - to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||No||We don't share|
|For our affiliates' everyday business purposes - information about your transactions and experiences||Yes||No|
|For our affiliates' everyday business purposes - information about your creditworthiness||Yes||Yes|
|For our affiliates to market to you||Yes||Yes|
|For our non-affiliates to market to you||No||We don't share|
How does Weststar Mortgage Corporation protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Our control policies authorize access to customer information by individuals who need access to the information to do their work.
How does Weststar Mortgage Corporation collect my personal information?
We collect your personal information, for example, when you:
- Apply for a loan or Provide your mortgage information
- Give us your income information or Provide employment information
- Provide account information
We also collect your personal information from others, such as credit bureaus or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include companies with a Weststar Mortgage name, and financial companies such as Weststar Loan Servicing and Goldwater Bank, N.A.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Weststar Mortgage Corporation does not share with non-affiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Weststar Mortgage Corporation doesn't jointly market.
We take our responsibility to protect your right to privacy and confidentiality seriously. We maintain physical, electronic, and procedural policy safeguards that comply with state and federal standards.