We are more than happy to answer any questions or concerns you have. Please contact us here.
The ECOA prohibits creditors from discriminating against credit applicants on the bases of race, color, religion, national origin, sex, marital status, age (providing the applicant has the capacity to enter into a binding contract); because all or part of the applicants income derives from any public assistance program; or, because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.
The Home Mortgage Disclosure Act, enacted by Congress in 1975 and made permanent in 1988, requires depository and non-depository lenders to collect and publicly disclose information about housing-related loans and applications for such loans, including several applicant/borrower characteristics. This includes geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. HMDA is implemented by the Federal Reserve Board’s Regulation C (12 CFR Part 203) and a staff commentary (12 CFR Part 203, Supp. I).
To receive a copy of the data send a written request to:
Weststar Mortgage Corporation
2155 Louisiana Boulevard NE
Albuquerque, NM 87110
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account (e.g., establishes a formal relationship by means of a loan application).
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
|Alabama||21432||Alabama State Banking Department|
|Alaska||724696||Alaska Department of Commerce, Community & Economic Development: Division of Banking & Securities|
|Arizona||BK-0919793||Arizona Department of Financial Institutions|
|Arkansas||102601||Arkansas Securities Department|
|California||4130505||Department of Business Oversight Under the California Residential Mortgage Lending Act|
|Colorado||Colorado Division of Real Estate|
|Florida||MLD169||Office of Financial Regulation|
|Georgia||29332||Georgia Department of Banking and Finance|
|Idaho||MBL-7718||Idaho Department of Finance|
|Illinois||MB.685001-DBA1||Illinois Division of Banking|
|Indiana||17190||Indiana Department of Financial Institutions|
|Iowa||2011-0033||Iowa Division of Banking|
|Kansas||MC.0025050||Kansas Office of the State Bank Commissioner|
|Kentucky||MC72398||Kentucky Department of Financial Institutions|
|Louisiana||MC72398||Louisiana Office of Financial Institutions|
|Maryland||06-20135||Maryland Commissioner of Financial Regulation|
|Michigan||FR0017413||Michigan Office of Financial and Insurance Regulation|
|Minnesota||MN-MO_93243||Minnesota Department of Commerce|
|Mississippi||93243||Mississippi Department of Banking and Consumer Finance|
|Missouri||11-1902||Missouri Division of Finance|
|Nebraska||NE93243||Nebraska Department of Banking and Finance|
|Nevada||NV19921056571||Nevada Division of Mortgage Lending|
|New Mexico||00162||New Mexico Financial Institutions Division|
|North Carolina||L-151808||North Carolina Commissioner of Banks Office|
|North Dakota||ML010138||North Dakota Department of Financial Institutions|
|Oklahoma||MLB10138||Oklahoma Department of Consumer Credit Licensing|
|Oregon||ML-4957||Oregon Division of Financial Regulation|
|South Carolina||MLS – 93243||South Carolina Board of Financial Institutions|
|Tennessee||111332||Tennessee Department of Financial Institutions|
|Texas||93243||Texas Department of Savings and Mortgage Lending|
|Washington||CL-93243||Washington Department of Financial Institutions|
|Wisconsin||93243BA, 93243BR||Wisconsin Department of Financial Institutions|
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.