Legal Information

Concerns?

We are more than happy to answer any questions or concerns you have. Please contact us here.

ECOA

The ECOA prohibits creditors from discriminating against credit applicants on the bases of race, color, religion, national origin, sex, marital status, age (providing the applicant has the capacity to enter into a binding contract); because all or part of the applicants income derives from any public assistance program; or, because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

The Home Mortgage Disclosure Act, enacted by Congress in 1975 and made permanent in 1988, requires depository and non-depository lenders to collect and publicly disclose information about housing-related loans and applications for such loans, including several applicant/borrower characteristics. This includes geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. HMDA is implemented by the Federal Reserve Board’s Regulation C (12 CFR Part 203) and a staff commentary (12 CFR Part 203, Supp. I).

To receive a copy of the data send a written request to:
Weststar Mortgage Corporation
Compliance Department
2155 Louisiana Boulevard NE
Albuquerque, NM 87110
Suite 8000

Important Information about Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account (e.g., establishes a formal relationship by means of a loan application).

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Weststar Mortgage Corporation (NMLS #93243) State licenses

State License Licensing Entity
Alabama 21432 Alabama State Banking Department
Arizona BK-0919793 Arizona Department of Financial Institutions
Arkansas 102601 Arkansas Securities Department
California 4130505 California Department of Business Oversight
Colorado N/A Colorado Division of Real Estate
Connecticut MS 93243 Connecticut Department of Banking
District Of Columbia MLB93243 District of Columbia Department of Insurance, Securities and Banking
Florida MLD169 Florida Office of Financial Regulation
Georgia 29332 Georgia Department of Banking and Finance
Hawaii MS182 Hawaii Division of Financial Institutions
Idaho MLB-7718 Idaho Department of Finance
Idaho RRL-9445 Idaho Department of Finance
Illinois MB.685001 Illinois Department of Financial & Professional Regulation
Indiana 17190 Indiana Department of Financial Institutions
Iowa 2011-0033 Iowa Division of Banking
Kansas MC.0025050 Kansas Office of the State Bank Commissioner
Kentucky MC72398 Kentucky Department of Financial Institutions
Louisiana MC72398 Louisiana Office of Financial Institutions
Maine 93243 Maine Bureau of Consumer Credit Protection
Maryland 06-20135 Maryland Commissioner of Financial Regulation
Michigan FR0017413 Michigan Departmen of Insurance and Financial Services
Minnesota MN-MO-93243 Minnesota Department of Commerce
Mississippi 93243 Mississippi Department of Banking and Consumer Finance
Missouri 19-1902-S Missouri Division of Finance
Montana 93243 Montana Division of Banking & Financial Institutions
Nebraska NE93243 Nebraska Department of Banking and Finance
Nevada 4332 Nevada Division of Mortgage Lending
Nevada 4334 Nevada Division of Mortgage Lending
New Hampshire 21049-MS New Hampshire Banking Department
New Mexico 162 New Mexico Financial Institutions Division
New Mexico 33 New Mexico Financial Institutions Division
North Carolina S-185844 North Carolina Commissioner of Banks Office
North Dakota MB102576 North Dakota Department of Financial Institutions
Ohio RM.850256.000 Ohio Division of Financial Institutions
Oklahoma MLB10138 Oklahoma Department of Consumer Credit
Oregon ML-4957 Oregon Division of Financial Regulation
Pennsylvania 71452 Pennsylvania Department of Banking and Securities
South Carolina MLS-93243 South Carolina Board of Financial Institutions
South Carolina MLS-93243OTN1 South Carolina Board of Financial Institutions
South Dakota ML.05136 South Dakota Division of Banking
Tennessee 11132 Tennessee Department of Financial Institutions
Texas 93243 Texas Department of Savings and Mortgage Lending
Utah 93243 Utah Department of Financial Institutions
Washington CL-93243 Washington Department of Financial Institutions
West Virginia ML-34744 West Virginia Division of Financial Institutions
Wisconsin 93243BA Wisconsin Department of Financial Institutions
Wyoming 2740 Wyoming Division of Banking

Texas Mortgage Banker Disclosure:

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Contact Us NMLS Consumer Access: